Article 1 – Purpose
Assurancesmartphone.com publishes general information on smartphone insurance, theft, accidental damage, liquid damage and breakdown cover, excesses, exclusions and premiums. The content is exclusively informative.
Article 2 – No insurance activity
The website is neither an insurer, a broker nor an insurance intermediary. It sells no policies, collects no premiums, handles no claims and takes no part in insurers’ decisions.
Article 3 – No personalised advice
The published information is not individual insurance, financial, technical or legal advice. Users should assess their needs and verify contractual terms with competent professionals.
Article 4 – Accuracy
Premiums, excesses, settlement limits, cover, exclusions, cancellation terms and regulations can change. Despite verification efforts, the publisher cannot guarantee that all published information remains accurate and complete at all times.
Article 5 – No guarantee of cover
Describing a smartphone policy does not guarantee acceptance of an application or payment for theft, damage, breakdown or a liquid-related incident.
Compensation, repairs and replacements depend on contractual cover and applicable law.
Article 6 – Limitation of liability
To the extent permitted by law, the publisher is not responsible for contracts independently concluded with third parties, differences in prices, declined claims, exclusions, defective repairs or financial losses resulting from independent insurers’ services.
Nothing excludes liability that cannot lawfully be excluded, including liability for fraud, intentional wrongdoing or misleading practices attributable to the publisher.
Article 7 – Updates
The publisher may change, correct or remove content. Users must check cover, exclusions, excesses and cancellation conditions directly with insurers.
Article 8 – External links and advertising
Links to insurers, brokers, network operators, manufacturers and retailers are neither certification nor a personalised recommendation. Advertising is separate from editorial content.
Article 9 – Policyholders’ legal rights
Consumers’ and policyholders’ rights remain fully preserved, including pre-contractual information, withdrawal, cancellation, complaints, misleading commercial practices and data protection.
The relevant deadlines and procedures depend on the policy and applicable legislation.
Article 10 – Editorial independence
Reading the website creates no insurance, brokerage or advisory relationship.
Mentioning a brand, insurer, network operator or public body is not evidence of a partnership, mandate or official recognition.
Article 11 – Fraud prevention
Users should verify insurers’ and intermediaries’ identities and permissions through the relevant registers and authorities.
Particular care is advised with fake mobile insurance, non-existent cover, misleading exclusions, suspicious payment requests and requests for personal information.
The website guarantees no third-party offer. Any liability of the publisher remains subject to applicable law.
- Stated publisher
- VP Limited
- Editorial lead
- N. Frik
- Contact
- info@assurancesmartphone.com
- Website
- https://www.assurancesmartphone.com/