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Home/About the author: N. Frik

About the author: N. Frik

7 November 2026

International financial experience and editorial responsibility

N. Frik has more than 25 years of professional experience in international banking, finance, risk analysis and relationships with financial institutions.

He has held Managing Director and Head of Financial Institutions roles, with professional experience across European, African, Middle Eastern and Asian markets.

This experience provides a foundation for explaining the economics of insurance, risk assessment, cover, excesses and costs associated with smartphone insurance policies.

As the author and editorial lead of Assurancesmartphone.com, he oversees the clarity, independence and relevance of the published information.

His experience does not constitute professional authorisation to act as an insurance broker, loss adjuster or provider of personalised legal advice.

The articles do not replace advice from appropriately authorised professionals.

Author
N. Frik
Website
https://www.assurancesmartphone.com/
Illustrative photograph of mobile devices

Official sources

  • France Assureurs↗An independent reference for insurance information and professional permissions. France Assureurs.
    franceassureurs.fr
  • FCA↗An independent reference for insurance information and professional permissions. FCA.
    register.fca.org.uk
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